One of the Internet startup that I admired its ideas has launched in Japan. This startup was namely as Zopa, originally established in the UK with vast experience especially in the Internet banking industry. With now the expand to Japan market by launching the Zopa Japan site, Zopa completes its presence in three continents that are North America (US), Europe (UK & Italy) and Asia. Zopa was indeed a P2P lending platform, in particular it was a social lending platform that allowed users concerning a lender and a borrower to deal with each other without having to go through the bank services. Of this business model, Zopa has experienced exponential growth since its first inception on 7 March 2005, and now there are more than 20 P2P lenders around the globe.

Zopa has a solid base in the UK alone, amounted to 190,000 members and they are confidently targeted to the second largest Internet market, i.e. Japan now. As part of its Japan plan, the startup has named Internet financial services veteran Takeshi Yoneda as chairman and Tatsuya Kuboi as CEO.