Ever heard a Chinese quote “Spend more, you’ll earn more.” I believed many people have such understanding regardless you’re a Chinese or not. However, this advice will not be applied in every situation as money is so central to all aspects of our lives. Sometimes I am thinking that when we treat money more seriously, not only money, also our lives, we can have a more meaningful lives and together we can build our tomorrow better collectively. Now that a new Web application that namely Banzai has released to the market to serve the needs of personal money management. Banzai has a trademarked “The Banzai Way,” and The Banzai Way is indeed a finance philosophy that emphasizes on individual responsibility for spending decisions.

Banzai is a Web application that sell a potential user an idea on how she can control her flow of money through the existence of a Web system. However, this doesn’t mean that this system is extremely great as it can do what human being cannot do, we must remember that the personal money management shall always start with us. Unless we make up our mind that we want to change the way we spend money, otherwise good things will not happen to us. The core concept of Banzai is the jar balances that help their users to know their spending flexibility and the impact their spending decisions will have in the future. Banzai Web application uses the virtual jars to show users how much they can spend, if they’re spending more than what they’re earning in a given period, a trade-off must be identified. By this logic, this correspondence with the belief that our income might not always go up as we need to maintain a good discipline in proper manage our money. Don’t get me wrong, I’m not propose the idea that the accumulation of money is the most tangible indicator that we’re making progress in our lives. Love, family is far more important than the money. Meanwhile, you can watch a demo video prepared by Banzai in order to know better how these jars work, as embedded in the below.

For a new registered user, she will be assigned a Banzai coach, whose role is to help an user know how to live in the Banzai way. No doubt the service rendered is good, but it is a paid service as they charge $1 for the first month and $4.95 per month thereafter.

Banzai is managed by a startup namely Kendagriff, LLC that based in Provo, Utah with data operations in Salt Lake City.